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Performing accounts with attractive rates

High Fidelity savings account from Keytrade Bank

For savings you don't need immediately

0,05%

Basic interest rate

0,20%

Fidelity premium

On any balance you keep in your account for 12 months

Learn more

Azur
savings account from Keytrade Bank

For savings you need on hand

0,10%

Basic interest rate

0,10%

Fidelity premium

On any balance you keep in your account for 12 months

Learn more

The Azur savings account and High Fidelity savings account are regulated savings accounts of Keytrade Bank, Belgian branch of Arkéa Direct Bank SA (France). The accounts are for online use only. The basic interest rate and the fidelity premium can be modified by the bank at any moment. The client will be notified of any modifications by e-mail and by an announcement on the transaction site. Please read the Key information for savers that you can find in the Accounts section of the Document Centre.

Azur savings account: The basic interest rate of 0,10% applies directly to all amounts deposited into your account (from the first cent up to € 1.000.000). For sums higher than € 1.000.000, the basic interest rate applied on the total amount is 0,05%.

High Fidelity savings account: The basic interest rate of 0,05% applies directly to all amounts deposited into your account.

The rates are valid for existing and new clients. The interests are calculated on an annual basis. The fidelity premium is earned for all amounts that remain in your account for 12 consecutive months.

Duration: undetermined duration.

Tax: There is no withholding tax due on the first interest tranche of 1.880 € for the income year 2016 (above this tranche the withholding tax is 15%). This exemption applies per account, per private individual with residence in Belgium, and per year. This amount is doubled for accounts opened in the name of married persons or live-in partners (in other words maximum 3.760 € for the income year 2016).

Risks: In case of bankruptcy or bankruptcy risk of the financial institution, the depositor bears the risk of not recovering its savings or may be subject to a reduction / capital equity conversion (bail-in) of the amount of claims he has on the financial institution above 100,000 euros, an amount that falls under the deposit protection mechanism.

Complaints: If you have a complaint, please contact our Legal Department: legal@keytradebank.com. If the complaint is not handled to your full satisfaction, you may submit it to the Mediation Service Banks Credit Investments: www.ombudsfin.be - ombudsman@ombudsfin.be

Features of Keytrade Bank savings accounts

  • The acquired fidelity premium is paid 4x/year.
  • Your money earns interest from the day after it is paid into your savings account.
  • No charges: no management fee, no charge for withdrawals, and no charge for your online bank statements.
  • Your money remains available at all times.

What you get when you join Keytrade Bank

  • The Azur savings account
  • A current account (with 5 cents rewards on every executed banking transaction)
  • A trading account
  • A VISA Classic card (optional)

All our accounts are free of charge.

Are you looking for an investment that has the potential to outperform your savings? It may be possible with KEYPLAN.

Learn more

Need help?

+32 (0)2 / 679 90 00
From Monday to Friday between 09:00 and 22:00(CET)
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