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Basic banking service

What is the basic banking service?

Any private individual legally resident in the European Union has the right to hold at least one current account; this is what is known as a basic banking service. At Keytrade Bank, the basic banking service is free of charge and includes a current account with an associated debit card. The authorised transactions are:

  • cash withdrawals via debit card
  • money transfers
  • standing orders
  • direct debits
  • and the completion of payment operations using a payment card or similar device

Cash deposits are not possible at Keytrade Bank. Any other transaction will be rejected. For more information about this service, please visit the FPS Economy page at How do I apply for this service at Keytrade Bank? Please make an appointment at our branch in Brussels.