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The validity period of your application form

How long does the interest rate on an application remain valid?

The simulation

Your simulation is valid for 14 days. If you wish to apply for a mortgage loan based on your simulation, you must submit your application within 14 days.

However, if you make any adjustments to the simulation during this period, it may result in a different interest rate. The simulation shows you a countdown to tell you how many days the simulation is still valid.

The application form

The application form is valid for 7 days and must be signed by the applicants before the end of this period. Please note that the application form is not binding. However, it is a necessary intermediate step in the processing of your application.

Can the validity of an application form be extended?

No, it is not possible to extend the validity of an application form.

What is the timeline for a standard home loan application?

The KEYHOME timeline. (

How long does a loan offer remain valid for?

A loan offer from Keytrade Bank remains valid for 20 days. All borrowers must digitally sign the offer within this period. If you are still not a customer when you submit the application, you can only sign the offer once you become a customer.

You can become a customer by opening an online account by clicking the link in the personal area (= where a non-customer finds their simulations).