Understanding Keyprivate

What is Keyprivate and how is a portfolio built?

Keyprivate is Keytrade Bank's discretionary portfolio management service. You entrust your portfolio to a team of specialists who handle everything on your behalf: from selecting, buying, and selling financial instruments to adjusting your portfolio in response to market changes and your risk profile. Your portfolio consists primarily of trackers (ETFs) from leading global asset managers such as State Street Global Advisors, BlackRock, Amundi, and WisdomTree.

Who makes the investment decisions?

The Investment Committee of Keytrade Bank. Another academic committee composed of independent experts also provides critical review and strategic recommendations, with an approach aimed primarily at avoiding significant losses.

Who is Keyprivate aimed at?

Keyprivate is intended for adult investors who are tax residents in Belgium and wish to entrust the management of their portfolio to specialists, while benefiting from a disciplined and diversified approach.

Keyprivate thus enables both novice and experienced investors to invest in a simple and structured manner, without having to manage daily buy and sell decisions themselves.

What are the risks associated with investing in Keyprivate?

Investing in Keyprivate involves risks, as with any investment in financial markets.

The main risk is market risk, linked to fluctuations in different asset classes (equities, bonds, commodities, etc.). During periods of volatility or market decline, the value of your portfolio may decrease temporarily or permanently. You may therefore receive back an amount less than what you invested.