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The Keyhome rate
Can I negotiate my interest rate?
At Keytrade Bank you immediately get our best possible interest rate for your request. No need to negotiate. You will receive a personalized rate, right from the start (taking into account the parameters of your specific request).
What is the "annual percentage rate"?
The annual percentage rate (APR) is a reference indicator, allowing you to compare loans offered by different credit institutions. In fact, it is made up of the mortgage loan plus the costs that are directly linked to taking out the loan (e.g.: insurances, notary costs, ..).
Can I have a variable rate?
At the moment, we only offer fixed rates.
Why can't I move the slider to a lower duration?
If you cannot move the slider to a lower duration, it means that your borrowing capacity (your revenues compared to your charges), according to Keytrade Bank calculations, does not allow you to have such a duration. To obtain a lower duration, you have to decrease the loan amount via the slider.