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Insurance for Keyhome

Is loan protection insurance required to get a mortgage loan from Keytrade Bank?

Yes, loan protection insurance is compulsory in order to obtain a mortgage loan from Keytrade Bank. You are free to choose your own insurer. BNP Paribas Cardif is our preferred partner because they have strong, competitive products.

Can I choose an insurer other than the partners proposed by Keytrade Bank?

You are completely free to choose whoever you want. Keytrade Bank believes that its insurance partners Cardif and Ethias offer some of the best products on the market. For your loan protection insurance, you do need to adhere to the distribution between borrowers as stated in your loan offer. You need to take out fire insurance and loan protection insurance before meeting with the notary.

How is the loan protection insurance split between two borrowers?

The minimum cover required per borrower depends on the loan decision. You will find this in your offer.