Keyprivate: portfolio management

How is my Keyprivate portfolio managed?

Your Keyprivate portfolio is discretionarily managed by Keytrade Bank, following a disciplined approach based on your risk profile and diversification principles. This management includes regular monitoring of the allocation as well as adjustments when necessary.

Why is it sometimes necessary to rebalance the portfolio?

Different asset classes evolve independently on financial markets. Over time, this can alter the initial distribution of the portfolio relative to the target defined for your risk profile. Rebalancing maintains a consistent allocation, controls the level of risk, and preserves the investment strategy over time.

How often is my portfolio rebalanced?

Your portfolio is analyzed at least once a month. During this analysis, Keytrade Bank compares the current allocation of your portfolio with the target allocation corresponding to your risk profile. If certain deviations exceed predefined thresholds, a rebalance is carried out to restore the portfolio to its optimal structure.

In the case of an additional deposit, new funds are directly invested in under-represented assets to reduce reallocation costs.

What types of assets is my portfolio invested in?

The investment strategy relies on broad diversification across several major asset classes:

• International equities, via diversified ETFs;
• Bonds, which help stabilize the portfolio;
• Commodities, particularly gold and strategic metals.

A cash buffer is also maintained to ensure technical management of the portfolio and fee payments.

The composition of the portfolio is tailored to your risk profile and adjusted regularly to maintain a consistent allocation over time.

How often are investments executed in Keyprivate?

In principle, once a week. This means that available cash in your portfolio will be invested during the next weekly investment window.

How can I track my portfolio's performance?

Via the Keytrade Bank app or via our transaction site. Your dashboard allows you to view the value of your portfolio, its overall performance, and its evolution over time.

Information is updated in real time to offer you a clear, precise, and up-to-date view of your investment.

How can I access monthly videos?

All monthly videos can be viewed on this page.

You can also receive every new video by email. To do so, please follow these steps:

• Log in to the Keytrade Bank app or our transaction site;
• Go to your settings;
• Select "Communication preferences" in the menu;
• Go to the "Email" section;
• Enable the Keynews option.