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How does a bridge loan work?

What is a bridging loan? How can I use it?

A bridging loan covers the period between the purchase of your new property and the sale of your existing property (maximum 12 months). The amount of the bridge loan can never be higher than the value of the property minus the outstanding debt on this property. Your bridging loan will be reimbursed after the sale of your existing property or on the expiration date of your bridging loan. You will pay a monthly interest from the start date until the reimbursement date of the bridging loan.

Can I repay my bridge loan earlier?

Yes, you can pay back your bridge loan earlier at any time without any costs. Please contact us at gestioncredits@keyhome.keytradebank.be.