Keyprivate: risk profile

Can I choose my risk profile?

No, you cannot choose your risk profile directly. It is determined based on your answers to the suitability test. However, you can accept or reject the proposed profile.

Can I modify my risk profile without closing my Keyprivate portfolio?

Yes. To do so, you must update your suitability test. A new risk profile will then be determined and applied to your portfolio.

How can I modify my risk profile?

• Log in to our transaction site;
• Select your Keyprivate portfolio;
• Click on the "Manage" button;
• Next to "Suitability test", click on "Update".

In the case of a joint account, the suitability test update can only be initiated by the holder who opened the Keyprivate portfolio. The “Update” function is therefore only displayed for that holder. The co-holder must then validate the test.

When is the modification of the risk profile applied?

During the next monthly portfolio rebalancing. It may result in buy and sell transactions to adapt your portfolio to the new profile.

These transactions do not incur additional management fees but remain subject to applicable taxes (notably the TOB