With a rights of survivorship clause you can ensure that your partner will be able to stay in the purchased property or become the full owner if you are no longer there. This may be useful if you live together de facto or in a legal partnership, but also in other situations.
The majority of employees are covered by a group insurance plan, meaning that part of their salary is set aside for later. Once they retire, they receive this accumulated reserve. But what if you don't have a group insurance plan? Or if the savings in your group insurance plan aren't enough?
Cybercriminals are creative and entrepreneurial, and are constantly finding new ways to make money. Your smartphone can become their target, too, as most of the threats to your desktop or laptop can also pose a risk to your mobile phone. But what exactly can go wrong? And what can you do to prevent yourself from being fooled?
Some students spend nearly all their time doing coursework, while others like to immerse themselves more in extracurricular activities. No matter how you (or your children) are embracing student life, higher education costs a lot of money. So how can you make sure you don't get a fail for your finances? Find out how much higher education costs and get some useful tips.
Buying or selling a home is about more than just signing the deed. What documents do you need before you can seal the deal? And can you still reverse the purchase or sale if not all the documents are available? Notary Joni Soutaer is happy to provide a convenient overview.
Would you leave your new bike at a station without a padlock? Or put your wallet out on your front doorstep every evening? The chances of you doing something like that are pretty slim. But do you take as much care about choosing your passwords? What's the best way you can make sure that no one can find them, crack them and then walk off with all your valuable data or money?