With a rights of survivorship clause you can ensure that your partner will be able to stay in the purchased property or become the full owner if you are no longer there. This may be useful if you live together de facto or in a legal partnership, but also in other situations.
The majority of employees are covered by a group insurance plan, meaning that part of their salary is set aside for later. Once they retire, they receive this accumulated reserve. But what if you don't have a group insurance plan? Or if the savings in your group insurance plan aren't enough?
Cybercriminals are creative and entrepreneurial, and are constantly finding new ways to make money. Your smartphone can become their target, too, as most of the threats to your desktop or laptop can also pose a risk to your mobile phone. But what exactly can go wrong? And what can you do to prevent yourself from being fooled?
Some students spend nearly all their time doing coursework, while others like to immerse themselves more in extracurricular activities. No matter how you (or your children) are embracing student life, higher education costs a lot of money. So how can you make sure you don't get a fail for your finances? Find out how much higher education costs and get some useful tips.