Our fees
At Keytrade Bank, there are no hidden charges or nasty surprises. All our charges are simple and transparent!
- Accounts
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Trading account
Open an accountCharges for trading account
Account opening
FREE Annual charges
FREE Account closing
FREE Custodian fees
For private individuals, joint ownership, civil companies with legal personality and investment clubs
FREE For corporate individuals
0,10% excl. VAT/year (payable quarterly) Dormant accounts
Treatment of a dormant account
50 € - Transaction charges
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Stocks, Turbos, Trackers
European Markets
Brussels (Euronext / Equiduct)
Per order and per block from € 0 to € 2.500
€ 7,50 Per order and per block from € 2.500,01 to € 5.000
€ 14,95 Per order and per block from € 5.000,01 to € 50.000
€ 24,95 Amsterdam, Paris (Euronext / Equiduct)
Per order and per block from € 0 to € 5.000
€ 14,95 Per order and per block from € 5.000,01 to € 50.000
€ 24,95 Frankfurt (XETRA), Milan (Borsa Italiana), Madrid (Bolsa De Madrid)
Per order and per block from € 0 to € 50.000
€ 24,95 London (London Stock Exchange (SETS))
Per order and per block from £ 0 to £ 50.000
£ 29,95 (+ 0,50% 'stamp duty' for each buy order) Zurich (Six Swiss Exhange)
Per order and per block from CHF 0 to CHF 50.000
CHF 49,95 Helsinki (OMX)
Per order and per block from € 0 to € 25.000
€ 39,95 Stockholm (OMX)
Per order and per block from SEK 0 to SEK 200.000
SEK 375 Copenhagen (OMX)
Per order and per block from DKK 0 to DKK 200.000
DKK 300 Oslo (Oslo BØRS)
Per order and per block from NOK 0 to NOK 200.000
NOK 300 American Markets
New York (NYSE, NASDAQ, AMEX, OTC-BB)
Per order and per block from $ 0 to $ 50.000
$ 29,95 Canadian Markets
Toronto (TSX & TSX VENTURE)
Per order and per block from CAD 0 to CAD 50.000
CAD 39,95 -
Options
European Markets LIFFE
Amsterdam, Bruxelles, Paris
Per contract :
€ 2,95 At the end of the contract:
- Options on stocks: 0,30% of the execution price
- Options on indexes (cash settlement): € 2,95 per contractEurex
Stock and index options (in €)
Per contract :€ 3 (with a minimum of € 14,95 per transaction) Stock and index options (in CHF)
Per contract :CHF 3,50 (with a minimum of CHF 19,95 per transaction) At the end of the contract:
- Options on stocks: 0,30% of the execution price (with a minimum of €/CHF 19,95 per transaction)
- Options on indexes (cash settlement) : €/CHF 4,75 per contract (with a minimum of €/CHF 19,95 per transaction)American Markets
Per contract :
$ 2,50 (with a minimum of $ 19,95 per transaction) At the end of the contract:
- Options on stocks: 0,30% of the execution price (with a minimum of $ 19,95 per transaction)
- Options on indexes (cash settlement): $ 2,50 per contract (with a minimum of $ 19,95 per transaction)N.B:
Option exercise is not possible via Keytrade Bank. However, if on due date equity options are 'in-the-money', the exercise will be automatically cash settled under certain conditions. For more details, see the options transaction rules, on https://www.keytradebank.be/en/support/transaction-rules/. -
Bonds
Primary Market
Issue price Secondary Market
0,20% (with a minimum of €/£/$ 29,95 per transaction) -
Funds
Entry charge
9,95 €* Exit costs
FREE Transaction charge per order
FREE * The Carmignac funds are subject to special charges. You will be charged an entry charge of 1% of the amount of your purchase instead of € 9,95.
- Keytrade Pro
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Futures
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Charges for trading account |
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Account opening |
FREE |
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Annual charges |
FREE |
|
Account closing |
FREE |
|
Custodian fees |
|
|
For private individuals, joint ownership, civil companies with legal personality and investment clubs |
FREE |
|
For corporate individuals |
0,10% excl. VAT/year (payable quarterly) |
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Dormant accounts |
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Treatment of a dormant account |
50 € |
European Markets
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Brussels (Euronext / Equiduct) |
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Per order and per block from € 0 to € 2.500 |
€ 7,50 |
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Per order and per block from € 2.500,01 to € 5.000 |
€ 14,95 |
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Per order and per block from € 5.000,01 to € 50.000 |
€ 24,95 |
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Amsterdam, Paris (Euronext / Equiduct) |
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Per order and per block from € 0 to € 5.000 |
€ 14,95 |
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Per order and per block from € 5.000,01 to € 50.000 |
€ 24,95 |
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Frankfurt (XETRA), Milan (Borsa Italiana), Madrid (Bolsa De Madrid) |
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Per order and per block from € 0 to € 50.000 |
€ 24,95 |
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London (London Stock Exchange (SETS)) |
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Per order and per block from £ 0 to £ 50.000 |
£ 29,95 (+ 0,50% 'stamp duty' for each buy order) |
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Zurich (Six Swiss Exhange) |
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Per order and per block from CHF 0 to CHF 50.000 |
CHF 49,95 |
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Helsinki (OMX) |
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Per order and per block from € 0 to € 25.000 |
€ 39,95 |
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Stockholm (OMX) |
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Per order and per block from SEK 0 to SEK 200.000 |
SEK 375 |
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Copenhagen (OMX) |
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Per order and per block from DKK 0 to DKK 200.000 |
DKK 300 |
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Oslo (Oslo BØRS) |
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Per order and per block from NOK 0 to NOK 200.000 |
NOK 300 |
American Markets
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New York (NYSE, NASDAQ, AMEX, OTC-BB) |
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Per order and per block from $ 0 to $ 50.000 |
$ 29,95 |
Canadian Markets
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Toronto (TSX & TSX VENTURE) |
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Per order and per block from CAD 0 to CAD 50.000 |
CAD 39,95 |
European Markets LIFFE
|
Amsterdam, Bruxelles, Paris |
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Per contract : |
€ 2,95 |
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At the end of the contract: |
- Options on stocks: 0,30% of the execution price - Options on indexes (cash settlement): € 2,95 per contract |
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Eurex |
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|
Stock and index options (in €) |
€ 3 (with a minimum of € 14,95 per transaction) |
|
Stock and index options (in CHF) |
CHF 3,50 (with a minimum of CHF 19,95 per transaction) |
|
At the end of the contract: |
- Options on stocks: 0,30% of the execution price (with a minimum of €/CHF 19,95 per transaction) - Options on indexes (cash settlement) : €/CHF 4,75 per contract (with a minimum of €/CHF 19,95 per transaction) |
American Markets
|
Per contract : |
$ 2,50 (with a minimum of $ 19,95 per transaction) |
|
At the end of the contract: |
- Options on stocks: 0,30% of the execution price (with a minimum of $ 19,95 per transaction) - Options on indexes (cash settlement): $ 2,50 per contract (with a minimum of $ 19,95 per transaction) |
N.B:
Option exercise is not possible via Keytrade Bank. However, if on due date equity options are 'in-the-money', the exercise will be automatically cash settled under certain conditions. For more details, see the options transaction rules, on https://www.keytradebank.be/en/support/transaction-rules/.
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Primary Market |
Issue price |
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Secondary Market |
0,20% (with a minimum of €/£/$ 29,95 per transaction) |
|
Entry charge |
9,95 €* |
|
Exit costs |
FREE |
|
Transaction charge per order |
FREE |
* The Carmignac funds are subject to special charges. You will be charged an entry charge of 1% of the amount of your purchase instead of € 9,95.
The client will have to pay both the commission and the exchange fee.
Carrying cost on Futures
From 1 August 2017, overnight positions in Futures will be subject to a carrying cost.
The carrying cost will be calculated on the basis of the daily margin requirement and applied when a position is held overnight. The funding rate used for calculating the carrying cost is based on the relevant Interbank-rate + markup (150 bps).
Carrying cost = Margin requirement * Holding time * (Relevant Interbank rate + Markup) / (365 or 360 days)
Example: You buy 1 Futures Contract in E-mini S&P 500 with a margin requirement of USD 5,000 and hold the position for 5 days.
| Nominal Value: | 115,000 USD |
| Margin Requirement: | 5,000 USD |
| Holding time: | 5 days |
| 1M USD LIBOR rate: | 1.00% |
| Markup: | 1.50% |
| Carrying cost: | 5,000 * 5 * (1.00%+1.50%) / 360 = 1.74 USD |
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Current account
Account opening, management charges,
account closing0€
Interest rate
0,00%/year A Keytrade Bank Advantage
For each transaction, Keytrade Bank pays you 5 cents.
For example,
Find out more Open an account
if you make 3 payments with your debit card + 1 transfer, Keytrade Bank pays 20 cents into your current account at the beginning of the following month! -
Azur savings account
Account charges
Account opening
FREE Management charges
FREE Account closing
FREE Interest rate*
Up to € 1,000,000: 0,01% / year
Above € 1,000,000: 0,01% / year* Basic interest rate applies on the total amount of your account. The interest is calculated on an annual basis.
Fidelity premium
0,10% / year -
Debit cards
Bancontact/Mister Cash/Maestro
FREE Additional card
FREE for each account holder or account authorised representative Blocking in case of lost, stolen or fraudulent use of the card (Card Stop)
FREE Replacement of a lost, stolen or destroyed card
FREE New Pin Code
FREE A Keytrade Bank Advantage
For each transaction, Keytrade Bank pays you 5 cents.
For example,
Find out more
if you make 3 payments + 1 transfer, Keytrade Bank pays 20 cents into your current account at the beginning of the following month! -
Credit cards
VISA Classic
Annual fee
FREE for the first year
This advantage will be extended every year if you have made at least 12 transactions in a yearMonthly limit
until 2 000 EUR VISA Gold
Annual fee
FREE for the first year
This advantage will be extended every year if you have made at least 12 transactions in a yearMonthly limit
until 5 000 EUR VISA Platinum
Annual fee
FREE for the first year
This advantage will be extended every year if you have made at least 12 transactions in a yearMonthly limit
until 10 000 EUR Blocking in case of lost, stolen or fraudulent use of the card
FREE Replacement of a lost, stolen or destroyed card
FREE New Pin Code
FREE -
Miscellaneous charges
Mailing of bank statements: current account
€ 0,20 / statement Mailing of bank statements: savings account
FREE Electronic statements
FREE Certificate for the incorporation of a company
€ 60 Certificate and inheritance notification
€ 100 Account balance statement
€ 60 Formal demand (excl. postal charges)
€ 7,5 Transactions overview (per requested year)
€ 30 Detailed interest rate calculation
€ 60 Certificate of the account balance at the end of the financial year
per account
maximum of € 150€ 60
€ 9*Miscellaneous certificates
€ 20 Research charges
€ 60 /hour minimum of € 30 Seizure for security
€ 60 Enforcement of judgments
€ 60 Keytrade ID
€ 15 Blocking of credit card in case of blocked account or insufficient provision on current account
€ 14 Treatment of a dormant account
€ 50 -
Exchange rate
Exchange rates for payment transactions1
Transfers in EEA currency other than euro towards an EEA country (EU member states, Iceland, Norway, Liechtenstein) from the current account
The reference rate exchange is the rate of the European Central Bank (ECB) (http://www.ecb.int/) + 0,50%. The rate of the ECB that will be applied is the rate fixed by the ECB at 14:15 on day D for any transfer received between D-1 13:00 and D 13:00.
The exchange commission amounts to 0,50%.
Payment cards
The conversion into euro of transactions made in foreign currencies is made on the basis of a gross rate including an exchange commission.
1. Debit cards (Bancontact, Mister Cash, Maestro)
The rate applied is the rate fixed by MasterCard (Maestro) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.
2. Credit cards (Visa Classic, Visa Gold, Visa Platinum)
The rate applied is the rate fixed by the ECB (http://www.ecb.int/) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.
1 Applies since 1 April 2010.
Account opening, management charges,
account closing
0€
|
Interest rate |
0,00%/year |
A Keytrade Bank Advantage
For each transaction, Keytrade Bank pays you 5 cents.
For example,
if you make 3 payments with your debit card + 1 transfer, Keytrade Bank pays 20 cents into your current account at the beginning of the following month!
|
Account charges |
|
|
Account opening |
FREE |
|
Management charges |
FREE |
|
Account closing |
FREE |
|
Interest rate* |
Up to € 1,000,000: 0,01% / year
Above € 1,000,000: 0,01% / year |
* Basic interest rate applies on the total amount of your account. The interest is calculated on an annual basis.
|
Fidelity premium |
0,10% / year |
|
Bancontact/Mister Cash/Maestro |
FREE |
|
Additional card |
FREE for each account holder or account authorised representative |
|
Blocking in case of lost, stolen or fraudulent use of the card (Card Stop) |
FREE |
|
Replacement of a lost, stolen or destroyed card |
FREE |
|
New Pin Code |
FREE |
A Keytrade Bank Advantage
For each transaction, Keytrade Bank pays you 5 cents.
For example,
if you make 3 payments + 1 transfer, Keytrade Bank pays 20 cents into your current account at the beginning of the following month!
|
VISA Classic |
|
|
Annual fee |
FREE for the first year This advantage will be extended every year if you have made at least 12 transactions in a year |
|
Monthly limit |
until 2 000 EUR |
|
VISA Gold |
|
|
Annual fee |
FREE for the first year This advantage will be extended every year if you have made at least 12 transactions in a year |
|
Monthly limit |
until 5 000 EUR |
|
VISA Platinum |
|
|
Annual fee |
FREE for the first year This advantage will be extended every year if you have made at least 12 transactions in a year |
|
Monthly limit |
until 10 000 EUR |
|
Blocking in case of lost, stolen or fraudulent use of the card |
FREE |
|
Replacement of a lost, stolen or destroyed card |
FREE |
|
New Pin Code |
FREE |
|
Mailing of bank statements: current account |
€ 0,20 / statement |
|
Mailing of bank statements: savings account |
FREE |
|
Electronic statements |
FREE |
|
Certificate for the incorporation of a company |
€ 60 |
|
Certificate and inheritance notification |
€ 100 |
|
Account balance statement |
€ 60 |
|
Formal demand (excl. postal charges) |
€ 7,5 |
|
Transactions overview (per requested year) |
€ 30 |
|
Detailed interest rate calculation |
€ 60 |
|
Certificate of the account balance at the end of the financial year
|
€ 60 € 9* |
|
Miscellaneous certificates |
€ 20 |
|
Research charges |
€ 60 /hour minimum of € 30 |
|
Seizure for security |
€ 60 |
|
Enforcement of judgments |
€ 60 |
|
Keytrade ID |
€ 15 |
|
Blocking of credit card in case of blocked account or insufficient provision on current account |
€ 14 |
|
Treatment of a dormant account |
€ 50 |
Exchange rates for payment transactions1
Transfers in EEA currency other than euro towards an EEA country (EU member states, Iceland, Norway, Liechtenstein) from the current account
The reference rate exchange is the rate of the European Central Bank (ECB) (http://www.ecb.int/) + 0,50%. The rate of the ECB that will be applied is the rate fixed by the ECB at 14:15 on day D for any transfer received between D-1 13:00 and D 13:00.
The exchange commission amounts to 0,50%.
Payment cards
The conversion into euro of transactions made in foreign currencies is made on the basis of a gross rate including an exchange commission.
1. Debit cards (Bancontact, Mister Cash, Maestro)
The rate applied is the rate fixed by MasterCard (Maestro) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.
2. Credit cards (Visa Classic, Visa Gold, Visa Platinum)
The rate applied is the rate fixed by the ECB (http://www.ecb.int/) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.
1 Applies since 1 April 2010.
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