* Basic interest rate applies on the total amount of your account. The interest is calculated on an annual basis.

A Keytrade Bank Advantage

For each transaction, Keytrade Bank pays you 5 cents.

For example,
if you make 3 payments + 1 transfer, Keytrade Bank pays 20 cents into your current account at the beginning of the following month!

Exchange rates for payment transactions¹

Transfers in EEA currency other than euro towards an EEA country (EU member states, Iceland, Norway, Liechtenstein) from the current account

The reference rate exchange is the rate of the European Central Bank (ECB) (http://www.ecb.int/) + 0,50%. The rate of the ECB that will be applied is the rate fixed by the ECB at 14:15 on day D for any transfer received between D-1 13:00 and D 13:00.

The exchange commission amounts to 0,50%.

Payment cards

The conversion into euro of transactions made in foreign currencies is made on the basis of a gross rate including an exchange commission.

1. Debit cards (Bancontact, Mister Cash, Maestro)

The rate applied is the rate fixed by MasterCard (Maestro) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.

2. Credit cards (Visa Classic, Visa Gold)

The rate applied is the rate fixed by the ECB (http://www.ecb.int/) for transactions made in a country of the European Economic Area (EEA) including a 1,40% exchange commission.

¹ Applies since 1 April 2010.