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Legal Information

Keytrade Bank, Belgian branch of Arkéa Direct Bank SA (France) is established at Boulevard du Souverain 100, 1170 Brussels. Arkea Direct Bank is a credit institution regulated by the French financial supervision authority (Autorité de contrôle prudentiel et de résolution – "ACPR", and by the Belgian financial supervision authorities (Banque Nationale de Belgique (“BNB”, and Financial Services Market Authority (“FSMA”, as a credit institution established under the law of another Member State of the European Economic Area with a branch registered in Belgium.

Registered office:

Keytrade Bank, Belgian branch of Arkéa Direct Bank SA (France)
Vorstlaan-Boulevard de Souverain 100
B-1170 Brussels
Registered under number BE 0879 257 191
Insurance Intermediary authorized to carry on activities in Belgium (ORIAS 07 008 441)
Tél.: +32 2 679 90 00
Fax.: +32 2 679 90 01

Protection fund for deposits and financial instruments


As a Keytrade Bank client – a Belgian branch of a credit institution under French law – your assets are protected by the French deposits guarantee system (Fonds de Garantie des Dépôts et de Résolution (FGDR)) for a maximum of € 100.000 for assets held in deposits and a maximum of € 70.000 for financial instruments.

What is the deposit guarantee system?

The guarantee system intervenes when a credit institution, brokerage firm or other investment company is no longer able to fulfil its obligations to its clients

Consult the General Information on the Protection of Deposits, the FGDR document or click here for more information.

What does that mean in practical terms?

In the event of the institution's bankruptcy, French's Protection Fund for Deposits and Financial Instruments offers you a dual level of protection:

  • the first level of protection covers the loss of cash assets held in the form of account deposits (on current, term, or savings accounts). The compensation by the Protection Fund for Deposits and Financial Instruments is limited to a maximum of € 100.000 for assets like this and per client.
  • the second level of protection comes into effect when a client is no longer able to recover the financial instruments (securities such as shares, bonds, mutual funds, etc.) entrusted to the defaulting institution. For this case, another compensation of a maximum of € 70.000 can be obtained. But for the financial instruments registered in your name, you should recover them totally without having to call upon the compensation offered by the Protection Fund for Deposits and Financial Instruments.