KEYPLAN for kids
The first online investment plan in funds that grows with your child.
Open a KEYPLAN ? Start with the simulation.
The parents open the KEYPLAN
When the child reaches the age of 18 years, he gets control of the KEYPLAN
You can stop the payments at any time
You open the KEYPLAN
You keep control of the KEYPLAN
You can stop the payments at any time
* only possible for a KEYPLAN opened by an account holder of an individual account.
The amount that you want to transfer is automatically taken from your current account (monthly, quarterly, bi-annually or annually). In addition, you can also top up your KEYPLAN for kids with additional payments whenever you want.
You choose the amount that you want to invest yourself. This depends on your personal situation and your short and medium-term plans. One thing is certain: KEYPLAN for kids is the ideal solution for those starting to invest.
Wherever you are, you can closely follow the progress of your KEYPLAN for kids on your PC, laptop, smartphone or tablet. Go to our transaction site or simply download our Keytrade Bank app.
Keytrade Bank does not charge any fees when you open a KEYPLAN for kids. There are no management fees either. You can also stop the investment plan for free after five years. Before that you pay a fee of € 9.95 for each fund in your plan.
The 40 funds included in the KEYPLAN offer are among the best on the market. They have been carefully selected by stock exchange experts according to: performance, risk, diversification (in terms of geography and sector) and the quality of the managers.
The greatest strength of KEYPLAN for kids is that two golden rules are respected. With KEYPLAN for kids, you can spread your investments over time and across different regions and sectors. This reduces your risks, as the return on a KEYPLAN is not guaranteed.
For those who want to, there are four pre-determined investment styles that differ in terms of risk and potential return. Do you know plenty about funds and would you prefer to put together your own plan à la carte? That's also possible with KEYPLAN for kids. You can change investment style whenever you want.
You manage your KEYPLAN yourself, you take all the decisions. You can adjust the future payments in your KEYPLAN for kids at any time in terms of the amount and frequency. And all at no cost.
You can stop your KEYPLAN for kids at any time. All you have to do is fill in this document and send it to us. You can stop the investment plan for free after five years Before that you pay a fee of €9.95 for each fund in your plan.
FFund means 'Undertaking for Collective Investment' (« UCI »). UCI is a general term used for different undertakings collecting money from the public and whose activity consists of managing an investment portfolio. The term 'fund' covers collective investment schemes in the form of an investment company (such as the Sicav or Sicaf), as well as mutual funds, and their sub-funds.
Discover the many benefits of KEYPLAN for kids within 15 minutes.
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These funds have been carefully selected by stock market experts in line with these criteria: performance, risk, diversification (geographic and sectorial) and the quality of the manager. The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Keytrade Bank.
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Fidelity Funds (Investment company according to Luxembourg law)
Fidelity Funds
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Blackrock Global Funds Euro Markets Fund A2
Blackrock Global Funds (Investment company according to Luxembourg law)
Blackrock Global Funds
Shares (region) : Euroland
Sector/type: Shares (region) : Euroland
Lower risk Lower potential return
Higher risk Higher potential return
JPMorgan Funds Europe Strategic Growth Fund A
JPMorgan Funds (Investment company according to Luxembourg law)
JPMorgan Funds
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Lower risk Lower potential return
Higher risk Higher potential return
NN (L) Patrimonial Balanced P (dis)
NN (L) Patrimonial (Investment company according to Luxembourg law)
NN (L) Patrimonial
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
Lower risk Lower potential return
Higher risk Higher potential return
Carmignac Portfolio Green Gold A
Carmignac Portfolio (Investment company according to Luxembourg law)
Carmignac Portfolio
Shares (sector) : Commodities
Sector/type: Shares (sector) : Commodities
Lower risk Lower potential return
Higher risk Higher potential return
Blackrock Global Funds Sustainable Energy Fund A2 sustainable
Blackrock Global Funds (Investment company according to Luxembourg law)
Blackrock Global Funds
Shares (sector) : Energy
Sector/type: Shares (sector) : Energy
Lower risk Lower potential return
Higher risk Higher potential return
Robeco Capital Growth Funds Robeco Emerging Markets Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Robeco Capital Growth Funds
Shares (region) : Growth markets
Sector/type: Shares (region) : Growth markets
Lower risk Lower potential return
Higher risk Higher potential return
Robeco Capital Growth Funds Robeco Global Consumer Trends Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Robeco Capital Growth Funds
Shares (sector) : Consumer goods
Sector/type: Shares (sector) : Consumer goods
Lower risk Lower potential return
Higher risk Higher potential return
Robeco Capital Growth Funds Robeco BP Global Premium Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Robeco Capital Growth Funds
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Pictet Quest Europe Sustainable Equities P sustainable
Pictet (Investment company according to Luxembourg law)
Pictet
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Lower risk Lower potential return
Higher risk Higher potential return
Franklin Templeton Investment Funds Templeton Global Total Return Fund A (acc)
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Franklin Templeton Investment Funds
Bonds basket foreign currencies (without term) : Miscellaneous
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
Lower risk Lower potential return
Higher risk Higher potential return
Franklin Templeton Investment Funds Franklin U.s. Opportunities Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Franklin Templeton Investment Funds
Shares (country) : United States
Sector/type: Shares (country) : United States
Lower risk Lower potential return
Higher risk Higher potential return
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
NN (L) Emerging Markets Debt (Hard Currency) P (Hedged i)
NN (L) (Investment company according to Luxembourg law)
NN (L)
Bonds basket foreign currencies (without term) : Growth markets
Sector/type: Bonds basket foreign currencies (without term) : Growth markets
Lower risk Lower potential return
Higher risk Higher potential return
Franklin Templeton Investment Funds Templeton Asian Smaller Companies Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Franklin Templeton Investment Funds
Shares (region) : Asia Pacific ex Japan
Sector/type: Shares (region) : Asia Pacific ex Japan
Lower risk Lower potential return
Higher risk Higher potential return
Mixed flexible
Sector/type: Mixed flexible
Lower risk Lower potential return
Higher risk Higher potential return
Invesco Funds Invesco Pan European Structured Equity Fund A
Invesco Funds (Investment company according to Luxembourg law)
Invesco Funds
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Lower risk Lower potential return
Higher risk Higher potential return
Mixed flexible
Sector/type: Mixed flexible
Lower risk Lower potential return
Higher risk Higher potential return
Fidelity Funds Emerging Market Debt Fund A
Fidelity Funds (Investment company according to Luxembourg law)
Fidelity Funds
Bonds basket foreign currencies (without term) : Growth markets
Sector/type: Bonds basket foreign currencies (without term) : Growth markets
Lower risk Lower potential return
Higher risk Higher potential return
Mixed flexible
Sector/type: Mixed flexible
Lower risk Lower potential return
Higher risk Higher potential return
Nordea 1, SICAV Stable Return Fund AP
Nordea 1, SICAV (Investment company according to Luxembourg law)
Nordea 1, SICAV
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
Lower risk Lower potential return
Higher risk Higher potential return
Allianz Global Investors Fund Allianz Global Sustainability A sustainable
Allianz Global Investors Fund (Investment company according to German law)
Allianz Global Investors Fund
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
DNCA Invest (Investment company according to Luxembourg law)
DNCA Invest
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Lower risk Lower potential return
Higher risk Higher potential return
Schroder International Selection Fund Global Climate Change Equity A sustainable
Schroder International Selection Fund (Investment company according to Luxembourg law)
Schroder International Selection Fund
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Robeco Capital Growth Funds Robeco BP US Large Cap Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Robeco Capital Growth Funds
Shares (country) : United States
Sector/type: Shares (country) : United States
Lower risk Lower potential return
Higher risk Higher potential return
Edmond de Rothschild Fund Bond Allocation A
Edmond de Rothschild Fund (Investment company according to Luxembourg law)
Edmond de Rothschild Fund
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
Schroder International Selection Fund Emerging Asia A
Schroder International Selection Fund (Investment company according to Luxembourg law)
Schroder International Selection Fund
Shares (region) : Growth markets
Sector/type: Shares (region) : Growth markets
Lower risk Lower potential return
Higher risk Higher potential return
Triodos Sicav I Triodos Impact Mixed Fund - Neutral R sustainable
Triodos Sicav I (Investment company according to Luxembourg law)
Triodos Sicav I
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
Lower risk Lower potential return
Higher risk Higher potential return
Fidelity Funds Global Multi Asset Income Fund A Hedged (cap)
Fidelity Funds (Investment company according to Luxembourg law)
Fidelity Funds
Mixed Low Risk : World
Sector/type: Mixed Low Risk : World
Lower risk Lower potential return
Higher risk Higher potential return
Amundi Funds Euro Aggregate Bond A
Amundi Funds (Investment company according to Luxembourg law)
Amundi Funds
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
NN (L) Euro Sustainable Credit (Excluding Financials) P sustainable
NN (L) (Investment company according to Luxembourg law)
NN (L)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
Capital International Fund Capital Group Global High Income Opportunities (Lux) B
Capital International Fund (Investment company according to Luxembourg law)
Capital International Fund
Bonds basket foreign currencies (without term) : Miscellaneous
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
Lower risk Lower potential return
Higher risk Higher potential return
Invesco funds Invesco Pan European High Income A
Invesco funds (Investment company according to Luxembourg law)
Invesco funds
Mixed flexible
Sector/type: Mixed flexible
Lower risk Lower potential return
Higher risk Higher potential return
BNP Paribas Funds Sustainable Euro Corporate Bond Classic
BNP Paribas Funds (Investment company according to Luxembourg law)
BNP Paribas Funds
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
Threadneedle (Lux) European High Yield Bond 1E
Threadneedle (Lux) (Investment company according to Luxembourg law)
Threadneedle (Lux)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
Invesco Funds Invesco Euro Bond Fund A (S.dis)
Invesco Funds (Investment company according to Luxembourg law)
Invesco Funds
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Lower risk Lower potential return
Higher risk Higher potential return
JPMorgan Funds Asia Pacific Equity Fund A
JPMorgan Funds (Investment company according to Luxembourg law)
JPMorgan Funds
Shares (region) : Asia Pacific
Sector/type: Shares (region) : Asia Pacific
Lower risk Lower potential return
Higher risk Higher potential return
Robeco Capital Growth Funds RobecoSAM Smart Materials Equities D eur sustainable
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Robeco Capital Growth Funds
Shares (region) : World
Sector/type: Shares (region) : World
Lower risk Lower potential return
Higher risk Higher potential return
Fund means «Undertaking for collective Investment» (“UCI”). UCI is a general term used for different undertakings collecting money from the public and whose activity consists in managing an investment portfolio. The fund notion contains as well collective investment schemes in the form of an investment company (such as the Sicav or Sicafi) as the contractual funds (such as the Mutual Fund) and their sub-funds.
All funds quote in euro.
The minimum investment in Keyplan is 25 euros per year.
Publication of the NAV of the funds: www.beama.be, De Tijd, L’Echo.
Before investing in funds through the Keyplan, we invite you to read the prospectus and the KIID of the funds in the Keyplan. You can find these easily by clicking on the name of the fund.
KEYPLAN is an investment plan with undetermined duration.
If you have a complaint, please contact our Quality Care Service: qualitycare@keytradebank.com
(*) The synthetic risk indicator gives an indication of the risk associated with investing in a fund. The scale goes from 1 (weakest risk, associated with a lower potential return) to 7 (highest risk, associated with a higher potential return). The lowest category does not indicate that the investment is risk free. The indicator is based on historical data and may possibly not be a reliable indication of the future risk profile of the fund. The type of risk is not a guarantee and may change over time. (you can find more information here)