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Two ways to open a KEYPLAN for a child:

In the name of the child.

The funds belong to the child

The parents open the KEYPLAN
When the child reaches the age of 18 years, he gets control of the KEYPLAN
You can stop the payments at any time

In your name with the child as beneficiary*

The funds belong to you

You open the KEYPLAN
You keep control of the KEYPLAN
You can stop the payments at any time
* only possible for a KEYPLAN opened by an account holder of an individual account.

Flexible and automatic payments

The amount that you want to transfer is automatically taken from your current account (monthly, quarterly, bi-annually or annually). In addition, you can also top up your KEYPLAN for kids with additional payments whenever you want.

From € 25 /year

You choose the amount that you want to invest yourself. This depends on your personal situation and your short and medium-term plans. One thing is certain: KEYPLAN for kids is the ideal solution for those starting to invest.

Can be consulted anywhere and anytime

Wherever you are, you can closely follow the progress of your KEYPLAN for kids on your PC, laptop, smartphone or tablet. Go to our transaction site or simply download our Keytrade Bank app.

€ 0 entry fees

Keytrade Bank does not charge any fees when you open a KEYPLAN for kids. There are no management fees either. You can also stop the investment plan for free after five years. Before that you pay a fee of € 9.95 for each fund in your plan.

40 carefully selected quality funds

The 40 funds included in the KEYPLAN offer are among the best on the market. They have been carefully selected by stock exchange experts according to: performance, risk, diversification (in terms of geography and sector) and the quality of the managers.

2 golden investment rules

The greatest strength of KEYPLAN for kids is that two golden rules are respected. With KEYPLAN for kids, you can spread your investments over time and across different regions and sectors. This reduces your risks, as the return on a KEYPLAN is not guaranteed.

4 menus or à la carte

For those who want to, there are four pre-determined investment styles that differ in terms of risk and potential return. Do you know plenty about funds and would you prefer to put together your own plan à la carte? That's also possible with KEYPLAN for kids. You can change investment style whenever you want.

You decide what you invest

You manage your KEYPLAN yourself, you take all the decisions. You can adjust the future payments in your KEYPLAN for kids at any time in terms of the amount and frequency. And all at no cost.

You can stop after five years at no cost

You can stop your KEYPLAN for kids at any time. All you have to do is fill in this document and send it to us. You can stop the investment plan for free after five years Before that you pay a fee of €9.95 for each fund in your plan.


Birth, birthday, communion, … all ideal moments to open a KEYPLAN for kids. The sooner you, as a father, mother, godfather, godmother, grandparent, auntie, uncle,... start, the more it can yield for the apple(s) of your eye.

KEYPLAN is an automatic investment plan in a basket of predetermined investment funds, but what is a fund?

FFund means 'Undertaking for Collective Investment' (« UCI »). UCI is a general term used for different undertakings collecting money from the public and whose activity consists of managing an investment portfolio. The term 'fund' covers collective investment schemes in the form of an investment company (such as the Sicav or Sicaf), as well as mutual funds, and their sub-funds.

Discover the 40 KEYPLAN quality funds