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About us

Who's who?

Management Committee

Thierry Ternier

Chief Executive Officer (CEO), Thierry Ternier is President of the Management Committee, managing director and in charge of the commercial and financial activities of Keytrade Bank.

Born in 1965 in Furnes, he holds a degree in commercial engineering from University of Ghen and a master's degree in accountancy from Vlekho Business School in Brussels. He began his career as a portfolio manager for Unilever. In 1991, he joined the insurance company JOSI Group as an asset liability manager and investment manager. In 1993, he then became CFO and member of the Management Committee of RealBank (previously Banque Commerciale de Bruxelles). Since Keytrade Bank merged with RealBank in 2002, Thierry Ternier has been managing director and CEO of Keytrade Bank.

Marie-Ange Marx

Chief Operating Officer (COO), Marie-Ange Marx is a member of the Management Committee, managing director and in charge of operational activities at Keytrade Bank.

Born in 1969 in Maastricht, she studied in Belgium, earning a law degree from the Vrije Universiteit Brussel (VUB). She furthered her knowledge by gaining a master's degree in European Community Law (LLM) at the College of Europe in Bruges.

Marie-Ange Marx began her career as a lawyer at De Backer & Associés and became a member of the Brussels Bar. In 1999, she joined Keytrade Bank to oversee the development and management of Keytrade Luxembourg S.A. She returned to the parent company in 2003 in the role of Compliance Officer, until she was appointed COO in January 2007.

Vincent Questiaux

Chief Information Officer (CIO), Vincent Questiaux is a member of the Management Committee and in charge of the IT platform of Keytrade Bank.

Born in 1974 in Nivelles, he gained a master's degree in electrical engineering from the Université Catholique de Louvain (UCL).

Vincent Questiaux began his career at Accenture and later became senior Product Manager at SWIFT. He then held the post of Chief Operating Officer at Gambit Financial Solutions before joining Keytrade Bank in 2014.

Ramin Fleury

Marketing Director, Ramin Fleury is a member of Keytrade Bank's Management Committee.

Born in 1975 in Tehran, he holds a master's degree in philosophy from Paris-Sorbonne University, as well as a master's degree in management from ESCP Europe.

He started his career at Société Générale and then became a consultant, working for Oliver Wyman among other firms. He joined Fortuneo as development director in 2010, and later became commercial director. In 2014, he was transferred to Belgium to manage Fortuneo's activities there. He was made marketing director of Keytrade Bank after it merged with Fortuneo Belgium.

Philippe Mercenier

Director of Organisation and Projects, Philippe Mercenier is a member of the Management committee, managing director and in charge of procedures, project management and the middle office at Keytrade Bank.

Born in 1970 in Hermalle-sous-Argenteau, he holds a master's degree in human and information science from the Université Libre de Bruxelles (ULB).

After starting his career at a reinsurance company in the USA and spending seven years at Fortis Insurance (which became AG Insurance), he joined Fortuneo Bank in 2010 as director of organisation and information systems. After Fortuneo Bank merged with Keytrade Bank, he became director of organisation and projects at Keytrade Bank.