Financial & Credit Risks Officer

About Keytrade Bank

As a digital native and fintech ‘avant la lettre’, Keytrade Bank has been offering a fully online banking and trading experience to its clients for almost 25 years. While continuously expanding its broad range of banking, investment and trading products Keytrade Bank has grown into the established challenger of the more expensive bigger traditional banks in Belgium. We take pride in delivering easy-to-understand quality solutions at a competitive pricing.

Becoming part of our inner Keytrade Bank circle means that you will be joining a diverse group of dynamic professionals who understand their roles and responsibility in society and how they can contribute to a better future. Keytrade Bank is a separate branch of the French Arkéa Direct Bank.

Responsible 

Belonging to a non-listed, cooperative mutualistic group with ambitious environmental and social commitments , Keytrade Bank understands its role and responsibility in society and how it can contribute to a better tomorrow. Our goal is to pave the way for our clients to take their own well-informed, sustainable and socially responsible decisions..

ACCOUNTABILITY:

Contribute to the Financial & Credit Risk Management Framework (of the bank), by

ensuring the adequate timely and continuous identification, measurement or

assessment, monitoring, management, mitigation and reporting of risks.

Participate to the review and definition of the Risk Appetite Framework (of the bank),with a focus on credit risk indicators

Supervise the bank’s risk appetite limits / key risk indicators and escalate breaches in case of occurrence.

Participate to the risk data aggregation and risk reporting, at bank level as well at Group

level, with a focus on data quality.

Support quantitative assessment exercises performed by the team (e.g. stress tests, backesting)

Create, update and review financial and credit risk management policies and procedures.

Enhance the risk culture (within the bank) by articulating accurate, concise,

understandable and meaningful communications towards stakeholders or the

Executive Committee.

EDUCATION AND EXPERIENCE:

Master degree in Business Engineering, Economics, Engineering, Statistics or

relevant quantitative field.

2 years of relevant professional experience.

Excellent interpersonal, communication, writing and presentation skills.

Proficiency in Microsoft Excel, VBA is a plus.

Knowledge of programming langue is a plus.

Fluency in French or/and Dutch, with a Proficiency level in business English.

COMPETENCES 

Strong Analytical skills

Curious and critical mindset, with the ability to challenge ineffective status quo situations.

Team player, but also able to work autonomously.

TRAITS AND DRIVERS

• Pragmatic approach and a solution-driven attitude.
• Eagerness to learn on the job.

What we offer

Keytrade Bank is a young and dynamic organization with a lean structure. The tempo and the atmosphere in the team are upbeat and no day goes by without an element of fun!

Challenging but exciting times are ahead with a new brand positioning, a new website, and new value propositions to hit the market.

The company works in an agile setup with a lot of flexibility regarding remote work. This means that you will be guaranteed at least 50% homework with a high degree of flexibility. Offices are located in Watermael-Boitsfort in a peaceful, green surrounding.

Next to working with seasoned and dynamic marketing colleagues within the Communications department, we can offer you an attractive salary package and fringe benefits including a company car.

As a learning organization, we attach a lot of importance to continuous development and training and we expect the successful candidate to help Keytrade Bank grow thanks to fresh perspectives.