- A monthly personalised limit from 6000EUR up to 10 000EUR
- Fully insured with extras
- Customise your card’s settings
Much more than just for free
Yes, our VISA Platinum card is free of charge. What's more, it offers a lot:
- Withdraw cash from ATMs worldwide and from ATMs in the eurozone free of charge.
- Get yourself an ideal travel companion as our VISA Platinum comes with accident and cancellation insurance, as well as the accompanying assistance.
- Cover yourself in the event of theft of your personal belongings.
- Make use of the card's concierge services.
Our VISA Platinum card allows you to determine your card's settings yourself, such as online payment, contactless payment or payment without a PIN, or cash withdrawal in another country. As a result, you are always in control of your card.
Good to know
- The total amount of your expenses is deducted at the beginning of the following month.
- This card is only available to private individuals over the age of 18 who reside in Belgium.
- The credit card Classic remains free after 1 year if used at least 12 times per year. Otherwise 150EUR /year.
Fully insured with extras
Applying for our free VISA Platinum card, is getting a full insurance package and personal assistance. Protect your purchases and withdrawals and enjoy a personalised service during your travels.
Keys and Papers
If your identity documents or keys are stolen at the same time as your VISA Platinum card, this insurance reimburses the costs arising from such theft (replacement of keys as well as the associated locks, applying for new personal documents) for an amount of up to 500EUR per claim per year, without geographical limits.
This insurance covers the non-refundable amount of a ticket purchased in full with your VISA Platinum card. It applies to tickets for a covered event that was cancelled before the start (up to 250EUR per ticket and up to 1000EUR per year).
If your purchase has not been delivered or is not as advertised, with VISA Platinum it is covered up to 90 days after payment (up to 1500EUR per claim per year).
If your purchase has not been delivered or is not as advertised, with VISA Platinum it is covered up to 90 days after payment (up to 5000EUR per claim per year).
If you purchase an electronic or household appliance (TV, freezer, dishwasher, etc.) with a value of between 150EUR and 5000EUR with your VISA Platinum card, the legal warranty is extended by two years. (This warranty entitles you to a remote diagnosis, repair and even replacement of your appliance if it cannot be repaired within the extended period.)
Cash theft after withdrawal
Your cash is insured against theft (up to 1000EUR ) if it is stolen within four hours after you withdraw it from an ATM with your VISA Platinum card.
Also for your travels
Keytrade Bank offers you concierge services in preparation for and during a trip purchased with your VISA Platinum card. If you'd like to book a hotel, find information about your destination or use an interpreter service with just one phone call, this service ensures that you have nothing to worry about during your holiday.
If you travel by public transport and paid for it in full with your VISA Platinum, Keytrade Bank pays compensation of 200 000EUR in the event of death or permanent total incapacity for work during the trip.
The travel assistance covers the VISA Platinum cardholder up to 25 000EUR as well as their partner if the latter lives at the same address. The same applies to their children under the age of 25 who are accompanying either of them, even if they do not live at the cardholder's address.
Travel cancellation and interruption
A trip paid for with your VISA Platinum comes with travel cancellation and interruption insurance. You and your family, in the same composition as for Travel Assistance, enjoy cover up to 5000EUR in the case of illness or accident (with an excess of 100EUR ).
Travel disruption: delayed or cancelled departure and late baggage delivery
If your flight or train is delayed by four hours or more or is cancelled, you are covered up to 250EUR per person per trip for your meals, drinks and hotel costs as well as the costs for any missed connection due to the delay. The insurance also reimburses up to 250EUR per person per trip if your registered luggage is not delivered within four hours after arrival of your flight at an airport located outside Belgium or Luxembourg.
Determine your Visa settings yourself
You can choose in realtime what you want to change or activate through the app our the secure site
Are you travelling abroad? Choose where you want to be able to pay with your card.
Your card always you to easily withdraw cash. That's free in the Eurozone by the way.
You can change your credit limit at any time through the app or the secure site.
Paying without a PIN
Your PIN is no longer required for purchases under €25. Activate this option and save time – in complete security.
If you activate this option, all you need to do is hold your card against a payment terminal to pay.
Blocking your card
If you have lost your card or it is stolen, you can block the card yourself. You can do so temporarily if you think you will find it or permanently in the case of theft.
Still not sure?
Use our card comparator to determine which card is right for you.