Visa Gold on Golden Background (hero card)

Visa Gold

  • A monthly personalised limit from 3000EUR  up to 5000EUR
  • Fully insured
  • Customise your card’s settings

Why opt for our VISA Gold?

Our VISA Gold card is free of charge. The accident and cancellation insurance, as well as the accompanying assistance, make it an ideal travel companion. With the VISA Gold card, you can withdraw cash from ATMs worldwide and from ATMs in the eurozone free of charge.

You can also customise your card's settings, such as online payment, contactless payment or payment without a PIN, or cash withdrawal in another country. You are always in control of your card.

Good to know

  • The total amount of your expenses is deducted at the beginning of the following month.
  • This card is only available to private individuals over the age of 18 who reside in Belgium.
  • The credit card Gold remains free after 1 year if used at least 12 times per year. Otherwise 50EUR /year.

Services and insurance for your life and travel

Make your purchases, book your travels and withdraw cash in complete security.

Purchase Insurance

If your purchase has not been delivered or is not as advertised, with VISA Gold it is covered up to 90 days after payment (up to 2000EUR per claim per year).

Safe Online

You don't need to worry if your purchase has been damaged or stolen. Online purchases paid for with your VISA Gold card are covered up to 1000EUR per claim per year.

Warranty extension

If you purchase an electronic or household appliance (TV, freezer, dishwasher, etc.) with a value of between 150EUR and 5000EUR with your VISA Gold card, the legal warranty is extended by two years. (This warranty entitles you to a remote diagnosis, repair and even replacement of your appliance if it cannot be repaired within the extended period.)

Cash theft after withdrawal

Your cash is insured against theft (up to 1000EUR ) if it is stolen within four hours after you withdraw it from an ATM with your VISA Gold.

Travel assistance

The travel assistance covers the VISA Gold cardholder as well as their partner if the latter lives at the same address. The same applies to their children under the age of 25 who are accompanying either of them, even if they do not live at the cardholder's address.

Travel accident

If you travel by public transport and paid for it in full with your VISA Gold card, Keytrade Bank pays compensation of 100 000EUR in the event of death or permanent total incapacity for work during the trip.

Travel cancellation and interruption

A trip paid for with your VISA Gold card comes with travel cancellation and interruption insurance. You and your family, in the same composition as for Travel Assistance, enjoy cover up to 5000EUR in the case of illness or accident (with an excess of 100EUR ).

Travel disruption: delayed or cancelled departure and late baggage delivery

If your flight or train is delayed by four hours or more or is cancelled, you are covered up to 250EUR per person per trip for your meals, drinks and hotel costs as well as the costs for any missed connection due to the delay. The insurance also reimburses up to 250EUR per person per trip if your registered luggage is not delivered within four hours after arrival of your flight at an airport located outside Belgium or Luxembourg.

Determine your Visa settings yourself

You can choose in realtime what you want to change or activate through the app our the secure site

Payment abroad

Are you travelling abroad? Choose where you want to be able to pay with your card.

Cash withdrawals

Your card always you to easily withdraw cash. That's free in the Eurozone by the way.

Credit limit

You can change your credit limit at any time through the app or the secure site.

Paying without a PIN

Your PIN is no longer required for purchases under €25. Activate this option and save time – in complete security.

Contactless payments

If you activate this option, all you need to do is hold your card against a payment terminal to pay.

Blocking your card

If you have lost your card or it is stolen, you can block the card yourself. You can do so temporarily if you think you will find it or permanently in the case of theft.

Still not sure?

Use our card comparator to determine which card is right for you.

Visa cards lineup (single)